Smart Ideas: Courses Revisited

The Career of a Claims Adjuster Two primary types of insurance adjusters exist, either as public or company adjusters. Independent agents hired by persons to assess claims are called public adjusters. On the other hand, company adjusters are employed by organizations involved with insurance. A collegiate degree is not really a prerequisite to become an adjuster, but employers prefer to hire those who have work experience or some post-secondary training. The basics of insurance adjusting are usually taught in courses offered by a college or university continuing education or professional studies department. Subjects covered include legal issues, the adjusting process and insurance forms. Courses can be self-study which can be completed online. Programs designed to prepare candidates for certification in insurance adjusting can include the following:
Getting Down To Basics with Courses
– Fundamentals of legal doctrines – Accounting and finance principles – Commercial and personal insurance forms – Orientation on the insurance adjustment process – Underwriting basics
5 Lessons Learned: Options
The American Institute for Chartered Property Casualty Underwriters (AICPCU) also offers introductory courses in insurance, first-party property claims, the claim function and many other relevant subjects. Online accredited training agencies could also offer courses focusing on claims investigation, scoping methodology, preparing estimates, and insurance policy proficiency. In the US, requirements for licensing may vary by state. Some states make licensing mandatory for all insurance adjusters through a competency test, while others require this only for public adjusters. The state’s department of insurance is a reliable and accurate source for information concerning the state’s requirements for licensure. Company adjusters especially, also voluntarily apply for and seek optional professional certification to increase their employability or improve their careers. The National Association of Public Insurance Adjusters administers the tests an individual must pass in order to become either a Certified Professional Public Adjuster (CPPA) or a Senior Professional Public Adjuster (SPPA). The AICPCU also administers exams for more advanced candidates, such as an Associate in Claims (AIS), Associate in Risk Management (ARM) and Accredited Advisor in Insurance (API). Licensed insurance claims adjusters also take up continuing education courses in order to be up-to-date on the latest legislation, medical procedures, prescription drugs and court decisions about claims handling. A specific amount of continuing education credits is a prerequisite in some states prior to the renewal of a license. Career prospects in claims adjusting are available in various fields. In addition to work as a public adjuster, opportunities can involve work for lawyers, insurance companies, independent claims adjusting companies, state and federal government agencies. Adjusters usually are the clients’ point of contact with the insurance carrier. There is a demand in the insurance industry for people who are able to service clients, investigate claims and prepare the appropriate reports and recommendations. Of course, aside from obtaining the required training, certification and/or license, experience and human interaction skills, a claims adjuster must also be tech savvy to optimize use of research and communication tools, gadgets and software that are needed to facilitate claims adjustment work.