The Essentials of Services – Breaking Down the Basics

Insurance Bad Faith – What Is It Exactly?

Insurance bad faith, also called insurance fraud, is a term that refers to the mistreatment consumers and businesses get from their insurance companies. It is normally used in situations in which an insured person or entity is refused a settlement payout.

Unfortunately, insurance bad faith is something that happens often. A lot of insurance companies make use of statistics to know how much they need to pay out, depending on particular circumstances. Even if the policy entitles the insured person a certain amount of money, the insurer may refuse to pay it fully. Either the individual or entity accepts the insurer’s decision or brings the matter to court for bad faith.

Below are the three common scenarios involving insurance bad faith:

> an insurer refusing to provide all promised benefits to the insured party.

> insurer offering a compensation amount lower than the policy guarantees; and

> unjustified delays in payment to insured.

Every insurance contract comes with a “covenant of good faith and fair dealing,” which may be implied or directly stated. That means the two parties – insurer and insured – are both obliged to follow what is in the contract.

This contract dictates that the insurance company compensate the insured party fully and in timely fashion when it is appropriate, where failure to do so is tantamount to violating the good faith and fair dealing covenant. In some states, there are statutes or other regulations that govern bad faith by insurance firms.

When these companies exhibit bad faith, they can be subject to statutory damage, punitive damages and penalties imposed by the government. Because there are different bad faith-related laws in different states, it is important for anyone with these issues to consult with a lawyer.

Depending on the jurisdiction, an insurance company may have to pay different bad faith damages. The damages will be generally equivalent the actual compensatory damages the insurer, in a non-bad faith setting, would have paid out to the insured. In several states, punitive damages, or damages meant to punish an insurer for bad conduct, also apply. In some states, punitive damages come under a cap, but not in other states where there are no limits. With insurance fraud or bad faith being complicated and thus confusing, anyone who may want to court because of such experience must seek a lawyer’s help.

This kind of case is typically accepted on contingency basis by an attorney. That means the attorney will not be receiving payment directly from the client – not even from the award of damages he receives – but rather from the money that the court will order the insurer to pay the lawyer in a separate judgment.

If you think your insurance provider has acted in bad faith on your policy claim, see an insurance lawyer who can outline the possible steps you can take against the company.

6 Facts About Services Everyone Thinks Are True

What Are The Ways That An Individual Can Choose The Best Lawyer?

When you are in a situation where you have to select a lawyer, you may find it difficult to be done since it requires for you to know that exact characteristic that you want in a lawyer foe you to be assured that the one you have chosen will not just be professional at doing his job but more likely comes with a price that you can afford to pay. Determining the characteristics that defines a good attorney may be a difficult task for you since there are advertisements in radios and televisions that promotes attorneys that ensures you best results if hired thus making you get more and more confused which may result for not to reach a conclusion on what exactly makes a good lawyer. How will you know if the lawyer that you will choose is of great quality especially in dire moments that requires one to be presented? Keep evaluating their qualities and you will eventually learn.

In searching for a possible lawyer to hire, you must prioritize the fact that he is a lawyer and can help you, not a buddy that you can have fun times with. And when you find that the lawyer you come across with is not the friendly type, never exchange the efficiency and reliability that he may be offering just for your fetish want. You must set your mind that the reason you are looking for a lawyer is because you need help and that you mean pure business therefore you must be treating each other as business partners instead of friends provided that you are being treated with professionalism. You must always keep these things in mind and give yourself a constant reminder hence, here are some of the things that should not be done in looking for a lawyer.

Do not believe on what television ads are saying because for all you know, they are just in a melodramatic-action-packed commercial that does not offer real work and are just pure fictional. A lawyer that will assure you of a positive outcome is not the best lawyer that you should involve yourself with. The lawyers that you should be hiring must be capable of giving you the state of your case and the average of the chance that you might win, not those who will guarantee you anything because no one can predict the future. With all due respect to television lawyers, but in honest speaking, they are the ones that gets frowned upon inside the courtroom since all they can showcase is their style instead of the things that they can do.

Aside from television lawyers, you must also remember to never associate yourself and your case with lawyer from phone books.

Dubai’s Datavox Introduces New IP-Based PBX Equipment Options for Clients

FOR IMMEDIATE RELEASE

DUBAI, United Arab Emirates — Datavox L.L.C., one of the top IT and Telephone Companies in Dubai, announced the availability of new IP-based PBX System options for clients. Detailed on a dedicated page at the Datavox website, the new PBX options from leading manufacturers like Cisco, Avaya, NEC, Grandstream, Panasonic , Nec and others will help Datavox customers take charge of their telecommunications needs, cutting costs and opening up valuable new opportunities. Serving private and public-sector clients in the UAE, the Middle East, and throughout much of Africa, Datavox is a leading Telecom Distributor in Dubai, emphasizing innovation, cost effectiveness, and custom-tailored solutions that account for every unique situation.

“IP-based telephony is increasingly the first choice of the most competitive and forward-thinking organizations,” Datavox representative Khalid Saif said, “We’re happy to add a new group of PBX systems to our offerings, a move that is going to make a big difference for many of our clients. Whether for reliable, IP-based communications throughout a small business or for providing service for a large, busy call center, these powerful systems have a lot to offer.”

In the world of traditional, analog telecommunications service, so-called “exchanges” have long been a crucial part of the large networks that allow for calls to be completed over great distances. Decades ago, many exchanges would be staffed by human operators who would painstakingly connect calls by hand, moving wires and plugs around on physical switchboards as needed.

While those days are long gone, an analogous sort of equipment lives on in digital form. Known as “private branch exchange,” or PBX, systems, these tools allow for the further direction of calls that come in on a main trunk line. Such systems are available in both analog and digital form, being suited to conventional phone service and IP-based telecommunications, respectively, and give organizations the ability to host potentially many extensions at one or more main phone numbers.

As a leading provider of IT and telecommunications solutions, Datavox remains at the forefront of this important technology, whether for analog or digital equipment. The new additions to its PBX system offerings will give the company’s clients even more in the way of attractive options and flexibility, allowing Datavox experts to deliver even more precisely targeted answers to their needs.

The brand new Datavox IP PBX options are described in full on a focused page at the company’s website. Visitors to the site will also find a wealth of other information about the company’s products and services, as well as a detailed explanation of the customer-focused operating philosophy that has helped to make Datavox one of the UAE’s top IT and telecommunications companies.

About Datavox L.L.C.:
Combining unparalleled experience and expertise with a total commitment to delivering the best possible solutions to each and every client, Datavox is one of the UAE’s leading information technology and telecom specialists.

Media Contact:
Khalid Saif
Dubai, UAE
Telephone: +971 4 3746000
Email: info@datavox.ae
Website:

Source: http://csmonitor.worldnow.com/story/30172100/news

Aerolineas Ejecutivas Adds Three More Learjet 75s to Hangars and MexJet Program

FOR IMMEDIATE RELEASE

MEXICO CITY.- Arturo Javier Ortega Olive, with impressive year-over-year growth for 2015 now in the books, Aerolineas Ejecutivas, Latin America’s leading business aviation company, has just taken delivery of three brand-new Learjet 75 aircraft. Boasting best-in-class range and cutting-edge avionics systems that empower pilots, the new Learjet 75 aircraft are now available as part of the company’s MexJet executive flight program. Having now been delivered to the Aerolineas Ejecutivas main hangar at Toluca International Airport, the new jets are capable of cruising at up to 51,000 feet, climbing more quickly to flight altitude than any comparable craft and cutting down significantly on travel times.

“With the data now in, we can say that 2015 was an amazing year for Aerolineas Ejecutivas and the Mexican business aviation industry,” company President Arturo Javier Ortega Olive said, “2016 is shaping up to be an even more important one for us, and we’re proud to report that Aerolineas Ejecutivas approaches its semi-centennial in stronger shape than ever. With the addition of three sleek new Learjet 75 craft to the fleet, our MexJet fractional flight program will become even more attractive to business leaders and others throughout the Americas.”

The Learjet 75 is the latest product of Canadian manufacturer Bombardier’s long-running efforts to stay abreast of the international business cycle. The development program that resulted in the Learjet 75 was kicked off as it became clear that the lingering effects of the last global recession were beginning to dissipate, leaving the company with a new product to unveil just as the world’s top companies once again began looking to upgrade their executive transportation arrangements.

As Latin America’s leading business aviation company for over 47 years, Aerolineas Ejecutivas has made an especially suitable buyer for the new Learjet. The company’s MexJet fractional jet ownership program has become an enormous success under the stewardship of Arturo Javier Ortega, giving clients the flexibility to spend their share-hours on a variety of always-available travel arrangements over five years of ownership.

In addition to being a top direct provider of business aviation services, including maintenance and ground support, Aerolineas Ejecutivas is also Mexico’s leading aircraft broker. As the only member from outside of the United States of the demanding, highly respected National Aircraft Resale Association, Aerolineas Ejecutivas engages in continuous, organization-wide training, staying up to date with the latest best practices and adhering to the strictest of ethical standards. With strong results throughout the Mexican aviation industry for 2015, Aerolineas Ejecutivas leader Arturo Ortega Olive predicts that 2016 will be an even more momentous year both for his company and throughout Latin America.

About Aerolineas Ejecutivas:
As Latin America’s only full-service business aviation company, NARA member Aerolineas Ejecutivas has provided the best in executive flights, aircraft maintenance, ground support, and sales for over 47 years.

Media Contact:
Arturo Javier Ortega Olive
Mexico City, Mexico
Website: www.aerolineasejecutivas.com

Source: http://finance.upmatters.com/inergize.upmatters/news/read/31399027/

The Western Loss Association Officers have planned another very exciting and highly informative Conference to be held this fall at the Abbey Resort in Fontana

The Western Loss Association Officers have planned another very exciting and highly informative Conference to be held this fall at the Abbey Resort in Fontana, WI.  Insurance Adjusters:  All seminar presentations provide continuing education credits.  Insurance Company Personnel:  Admission is gratis.  Per night accommodations, golf, and other activities are available at an additional cost.  A not to vendors:  There are both exhibit booth and golf hole sponsorships available.  If you require hotel accommodations, please call the resort to make your room reservation.  For insurance company personnel:  The guest room rates are available for a single or double per night.  Questions can be forwarded to Barry parks of Western Loss Association. 

Member vendor sponsorships are still available.  Please note that the platinum sponsorship is $1000.  This gives you a choice of an exhibit booth, golf hole sponsorship, and two attendees, or three attendees, no exhibit booth and no hole sponsorship.  Inasmuch as there are a limited number of exhibit booths, please complete the sponsorship form summarily and as indicated because they will not be accepted if received after the designated deadline.  No emails or phone calls will get an exhibit booth as per Barry Parks.  The booths will be eight feet long tables.  No large displays will be admitted.  No flashing lights or anything that may distract from the presentation will be allowed.  We recommend sponsors bring fish bowls for business, and we ask the insurance company personnel to please bring their business cards, and to please visit the exhibit booth, and thank each and every vendor that has helped to make this event possible.